About Us

About Credit.org

Credit.org has helped over 5.2 million consumers. We are committed to providing education, free counseling, and access to government programs to assist struggling consumers.

Credit.org has been helping consumers with their financial issues since 1974. We offer comprehensive student loan debt education services to anyone in need. Our advisors will review your current financial situation and student loan debt to help determine if you are eligible for federal programs to assist you in paying down your student loans.

Credit.org’s Mission

Credit.org’s mission is simple, yet vital: Our people improve the lives and financial well-being of individuals and families by providing access to quality financial education, counseling, assistance and affordable housing.

Credit.org’s Credentials

In this day and age, it is difficult to know whom to trust. That is why we wear our “badges” proudly on our site. It is these badges along with our more than 40 years of experience that reassure you that you have found the right agency for assistance. Take a look at what these badges mean and what they should mean to you.


Accredited by the Better Business Bureau (BBB)

Since 1983, we have maintained our rating with the Better Business Bureau and take it seriously.


Accredited by the Council on Accreditation

Credit.org undergoes an extensive review process by an independent review group to make sure we provide the best possible nonprofit services to the community.


HUD-Approved Housing Counseling Agency

We are a HUD-approved housing counseling agency. To maintain this certification, we keep meticulous records and undergo regular audits.


Member of NFCC

The National Foundation for Credit Counseling promotes the national agenda for financially responsible behavior, financial educations, and consumer credit counseling services.


Consumer Credit Counseling Service Agency

Credit.org was founded in 1974 as Consumer Credit Counseling Service of the Inland Empire (CCCS-IE). As we expanded our geographic borders beyond the Inland Empire we changed our name to credit.org to distinguish ourselves from other CCCS agencies.

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