About Credit.org
Credit.org has helped over 4 million consumers. We are committed to providing education, free counseling, and access to government programs to assist struggling consumers.
Credit.org has been helping consumers with their financial issues since 1974. We offer comprehensive student loan debt education services to anyone in need. Our advisors will review your current financial situation and student loan debt to help determine if you are eligible for federal programs to assist you in paying down your student loans.
Credit.org’s Mission
Credit.org’s mission is simple, yet vital: Our people improve the lives and financial well-being of individuals and families by providing access to quality financial education, counseling, assistance and affordable housing.
Credit.org’s Credentials
In this day and age, it is difficult to know whom to trust. That is why we wear our “badges” proudly on our site. It is these badges along with our more than 40 years of experience that reassure you that you have found the right agency for assistance. Take a look at what these badges mean and what they should mean to you.

Accredited by the Better Business Bureau (BBB)
Since 1983, we have maintained our rating with the Better Business Bureau and take it seriously.

Accredited by the Council on Accreditation
Credit.org undergoes an extensive review process by an independent review group to make sure we provide the best possible nonprofit services to the community.

HUD-Approved Housing Counseling Agency
We are a HUD-approved housing counseling agency. To maintain this certification, we keep meticulous records and undergo regular audits.

Homeownership Preservation Foundation
Credit.org is one of the founding members of the Homeownership Preservation Foundation (HPF), a nonprofit organization that is partnered with, and endorsed by the U.S. Department of Housing and Urban Development and the Department of the Treasury, as well as Fannie Mae, Freddie Mac, and NeighborWorks America.